—  Updated June 26, 2026  —

This is an important legal document. If you do not understand these statements or any that follow, please discontinue use of this website and do not purchase our products or services.

The information, conversations, guidance, experiences, and interactions presented on this website and through Creative Circles are provided solely for informational, educational, reflective, and community-building purposes.

The information supplied is intended to serve as a resource for personal, creative, and professional growth and should be used at your own discretion. We encourage you to seek appropriate advice from licensed professionals regarding legal, financial, tax, medical, mental health, intellectual property, or other matters requiring professional expertise.

Maricruz Menchero-Fernandez, MC Creative Ventures, LLC, and Creative Circles do not provide legal, financial, accounting, tax, medical, mental health, psychotherapy, counseling, or other licensed professional services.

The author assumes no responsibility for circumstances arising out of the use, misuse, interpretation, implementation, or application of information shared on this website, in Creative Circles, during coaching sessions, within community spaces, or through related materials, by us or anyone else.

You understand and acknowledge that you are in the best position to evaluate how information, feedback, ideas, and discussions may impact your personal circumstances, creative practice, professional pursuits, business activities, projects, and relationships. If you choose to use or rely upon information provided through Creative Circles or by other participants, you do so voluntarily.

Our role is to create and facilitate thoughtful spaces for reflection, accountability, creative exploration, collaboration, support, and meaningful progress toward the projects, goals, and visions that matter most to you.

Your experience and results depend on many factors outside our control, including your participation, effort, commitment, follow-through, skill development, resources, creative practice, personal circumstances, and willingness to take action.

You alone are solely responsible for your decisions, actions, creative work, business activities, implementation, and results.

Creative Circles may include discussions involving works-in-progress, creative concepts, business ideas, artistic projects, and participant feedback. We do not guarantee that ideas shared within the community are unique, protectable, commercially viable, free from infringement concerns, or suitable for any particular purpose. Participants remain responsible for protecting their own intellectual property and evaluating any feedback, suggestions, recommendations, or ideas shared within the community.

Application of the principles, discussions, reflections, exercises, and ideas presented through Creative Circles may vary significantly from person to person. We cannot and do not guarantee any specific creative, professional, personal, business, artistic, financial, or other outcome.

Do not disregard professional advice or delay seeking professional advice because of information you have read on this website or received through Creative Circles.

Your use, or non-use, of information provided through this website, Creative Circles, coaching sessions, community spaces, or related materials is entirely at your own risk, and you agree that neither Maricruz Menchero-Fernandez nor Creative Circles shall be responsible for any loss, claim, injury, liability, damage, or other consequence arising from such use or reliance.

NO WARRANTIES

WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THIS WEBSITE, CREATIVE CIRCLES, COMMUNITY SPACES, MATERIALS, SERVICES, PROGRAMS, EVENTS, OR CONTENT. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL INFORMATION, SERVICES, MATERIALS, AND EXPERIENCES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND.

WE DISCLAIM ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AVAILABILITY, NON-INFRINGEMENT, AND RESULTS.

IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR OTHER DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE, PARTICIPATION IN CREATIVE CIRCLES, RELIANCE ON INFORMATION PROVIDED, OR INTERACTIONS WITH OTHER PARTICIPANTS.

Some states do not allow certain warranty disclaimers or limitations of liability. Portions of this disclaimer may not apply to you.


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